Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
There are a few other places named Alma in Wisconsin. Alma is a city in and the county seat of Buffalo County in the U.S. state of Wisconsin. The population was 942 at the 2000 census. The city is surrounded by the Town of Alma. The motto for the city of Alma is "Step into Living History".