Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Eau Claire is a city located in the west-central part of the U.S. state of Wisconsin. The population was 61,704 as of the 2000 census. It is the county seat of Eau Claire County, although a small portion of the city lies in neighboring Chippewa County. Eau Claire is the principal city of the Eau Claire, Wisconsin Metropolitan Statistical Area, which is a part of the Eau-Claire-Menomonie Combined Statistical Area. America's Promise named the city as one of the 100 Best Communities for Young People in 2007. Eau Claire was among the first Tree Cities in Wisconsin, having been recognized as such since 1980.