Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Onalaska is a city in La Crosse County, Wisconsin. The population was 14,839 at the 2000 census. The city borders La Crosse directly to the north and three unincorporated rural towns: Onalaska, Medary, and Hamilton. Onalaska is built on a slightly elevated ridge above the Black River. Natural areas include river bottomland as well as high, heavily wooded, scenic bluffs. A manmade reservoir at the city's western edge is known as Lake Onalaska. Onalaska is known as "The Sunfish Capital of the World."