Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Portage Des Sioux is a city in St. Charles County, Missouri, United States. The town sits on the Mississippi River roughly opposite Elsah, Illinois, and is the home of the riverside shrine of Our Lady of the Rivers. The population was 367 at the 2007 census. The city was founded in 1799 by Spanish Lt. Gov. Zenon Trudeau and François Saucier in reaction to American plans to build a military post about twelve miles (19 km) downstream. The French name derives from the overland escape route between the Missouri River and Mississippi River used by a band of Sioux, fleeing enemies; they used this area as a portage for their canoes, outdistancing their rivals who instead paddled all of the way to the confluence of the rivers. The Treaties of Portage des Sioux in 1815 were signed here ostensibly settling Native American and United States conflicts in the War of 1812. The treaties consolidated affirmed the Treaty of St. Louis (1804) in which the Sac and Fox ceding northeast Missouri and much of Illinois and Wisconsin and the 1808 Treaty of Fort Clark in which the Osage Nation ceded all of Missouri and Arkansas. The results were to ultimately result in the Black Hawk War and the tribes being forced to move west of Missouri. Portage Des Sioux was also one of the main film sites for the TV reality show on the CW a Farmer Wants a Wife (the farmer in the 2008 season lives in nearby West Alton, Missouri).