Foreclosure is the cutting off or termination of a right to property to compel payment of a mortgage or other debt secured by a lien. As to real property, like a house or land, foreclosure is started because of non-payment of the debt and leads to the selling of the property to which the mortgage or lien is attached in order to satisfy that debt. Lawyers who assist with foreclosure issues help struggling homeowners consider their options -- both foreclosure and foreclosure alternatives -- and determine the best course of action. Foreclosure alternatives may include loan modification, short sale, forbearance, reinstatement, and repayment plans.
Stevens Point is a city in and the county seat of Portage County, Wisconsin, United States. Located in the central part of the state, it is the largest city in the county, with a population of 24,551 at the 2000 census. Its estimated 2008 population was 25,327. The city was incorporated in 1858. The city forms the core of the United States Census Bureau's Stevens Point Micropolitan Statistical Area, which includes all of Portage County . Together with surrounding communities, the Stevens Point micropolitan area was, according to the 2000 census, home to 48,123 people, and was the 481st most populous area in the United States. Stevens Point is home to the University of Wisconsin–Stevens Point and a campus of Mid-State Technical College.