Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Choccolocco is an unincorporated community in Calhoun County, Alabama, United States. It was founded in 1832. The community gained brief notoriety in 2001 when The Daily Show aired a piece on the "Choccolocco Monster", a part of local folklore concerning sightings of a mysterious creature in the area in the late 1960s. An October 2001 article in the Anniston Star newspaper revealed that the creature was, in fact, local resident Neal Williamson dressed in a cow skull and a sheet. As a teenager, Williamson would don his costume and gain the attention of passing cars by jumping out of the woods onto the roadside, often startling motorists.