Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Delmar is a small, rural, unincorporated community in west-central Winston County, United States. Delmar is located six miles north of Natural Bridge five miles south of Haleyville and 15 miles west of Double Springs, the county seat of what was once the "Free State of Winston. " Delmar has an elevation of 881 feet above sea level.