Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Fort Payne is a city in DeKalb County, Alabama, United States. At the 2000 census the population was 12,938. The city is the county seat of DeKalb County. It bills itself as the "Official Sock Capital of the World. " In the 19th century this was the site of Willstown, an important village of the Cherokees who relocated to Tahlequah, Oklahoma during the Cherokee Trail of Tears. For a time beginning in 1989, Fort Payne held the world record for "Largest Cake Ever Baked", for a cake of 128,238 pounds (58,168 kg) baked to commemorate the city's centennial. A magnitude 4.9 earthquake occurred here in 2003.