Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Hartselle is the second largest city in Morgan County, Alabama, United States, about 10 miles (16 km) south of Decatur, and is included in the Decatur Metropolitan Area, and the Huntsville-Decatur Combined Statistical Area. As of the 2006 census estimates, the population of the city is 13,479. Hartselle was founded in 1870 with the arrival of the South and North Alabama Railroad. It takes its name from George Hartselle, one of the railroad's owners. The post office open in 1873. Most of the oldest buildings were destroyed by a disastrous fire in 1916.