Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Saginaw is an unincorporated community 2.5 miles north of Calera in Shelby County, Alabama, United States with zip code 35137. It is part of the Birmingham-Hoover-Cullman Combined Statistical Area. It is located southeast of Alabaster on the east side of Interstate 65 at the intersection of Alabama State Route 70 and U.S. Route 31. Saginaw is the home of the Saginaw Pipe Company, Inc. , a major supplier of steel pipe, beams, tubing, and plate. The Dravo Lime Company quarry in Saginaw was honored for their outstanding safety record in the annual Sentinels of Safety awards program co-sponsored by the Mine Safety and Health Administration (MSHA) and the National Mining Association (NMA) in 1997 and 1999.