Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Tuscaloosa is a city in and the seat of Tuscaloosa County in the west central part of the U.S. state of Alabama. Located on the Black Warrior River, it is the fifth-largest city in Alabama with an estimated population of 90,221 in 2008. Tuscaloosa is named after the Choctaw chieftain Tuskaloosa who battled and was defeated by Hernando de Soto in 1540 in the Battle of Mabila. Tuscaloosa is the regional center of industry, commerce, healthcare, and education for West Alabama. Tuscaloosa is also the home of the University of Alabama. While the city attracted international attention when Mercedes-Benz announced it would build its first automotive assembly plant in North America in Tuscaloosa County, the university remains the dominant economic and cultural engine in the city. Tuscaloosa is the principal city of the Tuscaloosa Metropolitan Statistical Area, which includes Tuscaloosa, Greene, and Hale counties.