Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Fairbanks is a Home Rule City in and the borough seat of the Fairbanks North Star Borough, Alaska, United States. Fairbanks is the largest city in the Interior region of Alaska, and second largest in the state behind Anchorage. It is the principal city of the Fairbanks, Alaska Metropolitan Statistical Area which encompasses all of the Fairbanks North Star Borough and is the northernmost Metropolitan Statistical Area in the United States. According to 2008 Census Bureau estimates, the population of the city is 35,132, and the Fairbanks metropolitan area's population was 97,970. Fairbanks is home to the University of Alaska Fairbanks, the oldest college in Alaska.