Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Skull Valley is a small, unincorporated, and rural, ranch community in Yavapai County, Arizona, United States. It is located twelve miles west of Prescott. There is a general store, a gas station, a cafe, an elementary school, an autoshop, a fire station, a church, and a post office. As of the 2003 census, the population in the Skull Valley Elementary School District was 525 people. Skull Valley was home to George Phippen (1915–1966), a well known western artist, co-founder and first president of the Cowboy Artists of America.