Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Divide is an unincorporated town and a U.S. Post Office in Teller County, Colorado, United States. Divide sits on the north slope of Pikes Peak on U.S. Highway 24. Ute Pass is immediately west of town. The Divide Post Office has the ZIP Code 80814. Divide is a growing, planned community. Divide is planned in three areas: the town center, rural residential land parcels, and larger rural land parcels.