Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Rand is an unincorporated town and a U.S. Post Office in Jackson County, Colorado, United States. A ranching community at the southern end of North Park south of Walden, it consists of several homes, businesses, a post office, and ranching facilities. It lies near the junction of State Highway 125 and Jackson County Road 27 along Indian Creek. This town is at an elevation of 8627 feet (2630 meters) and was established in 1881. It received a post office in 1883 and the first postmaster was Jack Rand. The Rand Post Office has the ZIP Code 80473.