Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Avon is a town in the Farmington Valley region of Hartford County, Connecticut, United States. As of 2005, the town has an estimated total population of 17,209. Avon is a suburb of Hartford. Avon Old Farms School, a prestigious boarding school, is located there. In 2005, Avon was named the third-safest town in America by Money Magazine. It is home to the Pine Grove School House, which was built in 1865 and remains open today as a museum. Avon is home to Avon High School; as well as two elementary schools, Pine Grove Elementary and Roaring Brook Elementary; an intermediate (grades 5-6) school, Thompson Brook; and a middle school (grades 7-8), Avon Middle School. One of the worst traffic accidents in Connecticut history occurred at the intersection of US 44 and Route 10 at the foot of Avon Mountain. This occurred on July 29, 2005 when a runaway dump truck plowed into many stopped vehicles, causing four deaths. Governor M. Jodi Rell has since proposed safety improvements for this road A second, nonfatal crash occurred at the same location on September 7, 2007 when a runaway truck crashed into Nassau's Furniture store . Since these accidents, a run-away truck ramp has been built to avoid future fatalities.