Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Beacon Falls is a town in New Haven County, Connecticut, United States. The population was 5,246 at the 2000 census. Beacon Falls has a Metro North railroad station on the Waterbury branch of the New Haven line. Settlers from Derby, Connecticut settled Beacon Falls in 1678. The town was incorporated in 1871 on lands carved from the neighboring towns of Bethany, Seymour, Naugatuck and Oxford.