Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Captiva is a census-designated place in Lee County, Florida, United States. It is located on Captiva Island. As of the 2000 census, the CDP had a total year-round population of 379. It is part of the Cape Coral–Fort Myers Metropolitan Statistical Area. Captiva's many large estates, condominiums, and businesses have recovered from the serious damage due to 2004's Hurricane Charley. Captiva is accessed by a small bridge that crosses Blind Pass from Sanibel Island. There is a toll to use the causeway that goes first to Sanibel Island then north to Captiva.