Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Estero is a census-designated place (CDP) in Lee County, Florida, United States. As of the 2000 census, the CDP population was 9,503. It is the home of Germain Arena, which hosts the home games for the Florida Everblades ECHL hockey team and the Florida Firecats af2 arena football team. Florida Gulf Coast University is also located just outside of the Estero Planning District. Estero is part of the Cape Coral–Fort Myers Metropolitan Statistical Area.