Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Avery is a small unincorporated town nestled in the St. Joe River Valley in Shoshone County, Idaho, United States. Avery is located in the middle of the St. Joe District of the Idaho Panhandle National Forest. Avery is a popular tourist attraction in northern Idaho for its beautiful wilderness and outdoor recreation.