Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Orofino ("fine gold" in Spanish) is a city in Clearwater County, Idaho, along Orofino Creek and the north bank of the Clearwater River. The population was 3,247 at the 2000 census, and the city is the county seat of Clearwater County. Nearby is the historical "Canoe Camp," where the Lewis and Clark expedition built five new dugout canoes and embarked on October 7, 1805, downstream to the Pacific Ocean. Just 4 miles (6.4 km) north of town is the Dworshak National Fish Hatchery and the Dworshak Dam, third highest dam in the United States, completed in the early 1970s. Originally the name was two words, Oro Fino, applied to a gold mining camp established in 1861 two miles (3 km) south of Pierce, that is now a ghost town. When the Nez Perce reservation opened to settlers in 1895, Clifford Fuller set up a trading post on his new homestead and the town (Orofino-on-the-Clearwater) was established the next year. The railroad, later part of the Camas Prairie Railroad, arrived from Lewiston in 1899. Orofino is home to both the Idaho Correctional Institution - Orofino and Idaho State Hospital North. These two facilities are located adjacent to another Orofino institution: Orofino High School. The mascot for Orofino High School is the Maniac, one of only two "Maniac" mascots in the country. The town hosts the annual Orofino 4th of July Celebration as well as the Clearwater County Fair and Lumberjack Days in late summer.