Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Adair is an unincorporated community in McDonough County, Illinois. Adair is part of the New Salem Township. The town is served by U.S. Route 136, and the Chicago, Burlington and Quincy Railroad runs through the town. Adair was laid out in August 1870 under the name of Reedyville; though the name has never been officially changed, the location is known as Adair because that name was given to the post office.