Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Lerna is a village in Coles County, Illinois, United States. The population was 322 at the 2000 census. It is part of the Charleston–Mattoon Micropolitan Statistical Area. Thomas Lincoln, father of President Abraham Lincoln, spent the later part of his life on a homestead a few miles away, preserved today as the Lincoln Log Cabin State Historic Site. Thomas Lincoln and his second wife Sarah Bush Lincoln are buried in Shiloh Cemetery south of town.