Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Muddy is a small incorporated village located in the Harrisburg Township in Saline County, Illinois, United States. The population was 78 at the 2000 census. Muddy was built as a coal mining village to house miners working in O'gara #12 mine located on the north bank of the Saline River. It's sister city of Harrisburg is located on the south bank. Muddy, until 2002, held the smallest post office in the United States. A larger building adjacent from the former post office was constructed to better serve its citizens. The old post office remains, and the sign now reads "OLD MUDDY POST OFFICE". Most of Muddy's history, the village was built to serve. First serving the Ogara #12 mine, and now serving the City of Harrisburg as retail and commercial land high enough to withstand flooding from the Saline River.