Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Techny is a neighborhood of Northbrook, Illinois, United States. Techny was once a separate community but was eventually annexed by Northbrook. The North American headquarters of the Divine Word Missionaries has been located in Techny since 1896. The Divine Word Missionaries opened St. Mary's Mission Seminary in Techny in 1909; this was the first seminary which prepared priests for foreign missions. Techny has its own post office with ZIP code 60082.