Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Munster is a town located in the North Township, Lake County, in Northwest Indiana in the United States. The town lies in the Chicago metropolitan area. The 2000 U.S. Census counted the town's population at 21,511. As of 2008, the town's population is estimated at 22,105. The town is home to the Community Hospital, The Centre for Visual and Performing Arts, The Times of Northwest Indiana newspaper, a PepsiAmericas bottling and distribution facility, and The Three Floyds Brewing Company.