Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Belmond is a city in Wright County, Iowa, United States. It is located along U.S. Highway 69, 14 miles by road from Clarion, the county seat. The population was 2,560 at the 2000 census. On October 14, 1966, an F5 tornado ripped apart the community, destroying or damaging about 600 homes and 75 businesses. Six people were killed and large swaths of the town were left in ruins.