Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Climbing Hill is an unincorporated community in Woodbury County, Iowa, United States. Its elevation is 1,135 feet (346 m). The community was named by C. E. Ostrander, the first settler and postmaster, whose home was on high ground and could not be reached except by climbing a hill. The name was kept, though the community was moved several times and was finally located on level land around 1867. Although it is unincorporated, it has a post office, with the ZIP code of 51015. The community is part of the Sioux City, IA–NE–SD Metropolitan Statistical Area.