Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Waterloo is in the county seat of Black Hawk County, Iowa, United States. As of the 2000 census, the city had a total population of 68,747, with an estimated population of 66,662 in 2008. It belongs to the Waterloo-Cedar Falls Metropolitan Statistical Area, and is the larger of the two cities, by population.