Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Berea is a city in Madison County, Kentucky, United States. The population was 9,851 at the 2000 census, a 2008 estimate put the population at 14,431. It is the fastest growing town in Kentucky and one of the fastest growing in the nation, having increased by 43.4% since 2000. Its most prominent institution is Berea College, which owns a substantial percentage of the city's land. Due to the high number of arts and crafts produced, Berea is a tourist attraction. It hosts several Crafts Festivals throughout the year. Berea also hosts a Spoonbread Festival in mid-September, which features a cornmeal bread traditionally served with a wooden spoon. Berea is a principal city of the Richmond–Berea Micropolitan Statistical Area, which includes Madison and Rockcastle counties.