Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Somerset is a city in Pulaski County, Kentucky, United States. The city population was 11,352 at the 2000 census. The population of the Somerset Micropolitan Statistical Area was 56,217 at the 2000 census. The 2009 estimated population is 12,320 for the city of Somerset. The Somerset Micropolitan Statistical Area is 60,148.