Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Spottsville, Kentucky is a tiny town in Henderson County, in Western Kentucky, with a population of about 2,400 people. US Highway 60 cuts through Spottsville. The Green River runs through Spottsville, and the Green River Lock & Dam is located in the city. If you travel east through Spottsville, you can see the Lock to your right when you cross the Green River bridge. You can still see some of the remains of the old locks that were replaced in the mid 1960's; to your left, you can see a turning bridge for trains (it turns when a barge comes through). There are two Protestant Churches and one elementary school, which serves all of the Eastern part of Henderson County. The original Spottsville school, which served all grades, provided Henderson County's first school bus service in 1920. This original Spottsville school burned down in March 1932. Spottsville was named for Major Samuel Spotts, who shot the first gun at the Battle of New Orleans. The area was visited by the Spanish explorer, Hernando de Soto in 1541. His army was attacked near the Ohio River by Indians of a tribe or tribes called variously the Kashinampo, the Quizqui, and the Chiska. From 1904 to 1911 as many as 116 men of the Green River Coal Company mined coal in Spottsville. Then the Pittsburg Coal Company operated a 75-man coal camp in Spottsville from 1911 to 1924.