Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Bustins Island is an island in eastern Casco Bay, Maine. The island has approximately 115 summer cottages. Bustins Island operates its own ferry, the Lilly B, that debarks in Harraseeket harbor in Freeport. Typically, the Lilly B operates from Memorial Day Weekend through Columbus Day Weekend. Although physically located within Freeport, Maine, the Bustins Island Village Corporation is a self-governing entity.