Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Harpswell is a town in Cumberland County, Maine which is geographically within Casco Bay in the Gulf of Maine. The population was 5,239 at the 2000 census. Harpswell is composed of land contiguous with the rest of Cumberland County, called Harpswell Neck, as well as a several large and small islands: Great Island, Orr's Island, and Bailey Island. Harpswell is part of the Portland–South Portland–Biddeford, Maine Metropolitan Statistical Area.