Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Bittinger is an unincorporated community in northeastern Garrett County, Maryland, United States, on the western edge of the Savage River State Forest. It lies along Maryland Route 495 northeast of the city of Oakland, the county seat of Garrett County. Its elevation is 2,690 feet (820 m). Although Bittinger is unincorporated, it has a post office, with the ZIP code of 21522. The post office was established in 1885.