Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Bloomington is an unincorporated town at the confluence of the North Branch Potomac River and Savage River in southeastern Garrett County, Maryland. It lies to the west of Luke on MD 135 (state highway 135) and is bounded to the northwest by Savage River State Forest. Originally known as Llangollen when the town's post office was established on December 4, 1872, its name was later changed to Bloomington. Jennings Randolph Lake to the southwest was completed in 1982 as Bloomington Lake but was renamed in 1987 by the United States Congress for West Virginia Senator William Jennings Randolph. A proposal has been filed with the Federal Energy Regulatory Commission by Fairlawn Hydroelectric Company to construct a 10.5 MW hydroelectric facility at the Army Corps of Engineers-operated dam for the lake. If approved, construction could occur as early as 2012.