Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Claiborne is an unincorporated community in Talbot County, Maryland. The village is located on the eastern shore of the Chesapeake Bay near the mouth of the Eastern Bay at 38°50′15″N 76°16′41″W / 38.8375°N 76.27806°W / 38.8375; -76.27806, and uses ZIP code 21624. The 2000 U.S. Census lists the population as 147. Between 1890 and 1952, the village was a busy port for passenger and then automobile ferry service across the Chesapeake Bay, with numerous stores and motels/resorts, including Maple Hall. A post office was added in 1893 and the Protestant Episcopal Church of Claiborne was built in 1898. In 1912 an elementary school and Methodist Church were added. In 1913, the town became home to the Claiborne Fresh Air Association, Inc. , (“Miracle House”) which was formed for the purpose of caring for children with tuberculosis.