Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Monkton is an unincorporated community in northern Baltimore County, Maryland, United States. It has a population of about 4,856 people. It is 35 square miles (91 km) in area, with approximately 138 inhabitants per square mile (53 /km). As an unincorporated area, Monkton has no legally-defined boundaries, and its postal ZIP code (21111) includes a portion of adjacent Harford County. East of Monkton is an area named "My Lady's Manor", known for its horse farms, sprawling countryside, and old, stately homes set back from the country roads. In 1713, Charles Calvert, 3rd Baron Baltimore, decreed 10,000 acres (40 km²) for himself. He made a gift of this land to his fourth wife, christening the estate "My Lady's Manor. " It was added to the National Register of Historic Places in 1978.