Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ridge is an unincorporated community in St. Mary's County, Maryland, United States. It is near the southernmost tip of the western shore of Maryland, known as Point Lookout, has bodies of water on both sides, and has two popular seafood restaurants. A historically black Roman Catholic church is here, which formerly had a parochial school.