Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Ridgely is a town in Caroline County, Maryland, United States. The population was 1,352 at the 2000 census. Its main ZIP code is 21660, but is assigned eight other "216" zip codes due to its status as a home to fulfillment companies that receive and ship mail-in offers. The primary phone exchange is 634 and the area code is 410. Maryland Route 480 bisects the town. Pelican Airport serves the area also. Ridgelyites boast of the widest main street of any town in Maryland; it was once considered "The Strawberry Capital" and still holds a Strawberry Festival each May.