Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Sandy Spring, Maryland is an unincorporated community in Montgomery County, Maryland. The community was founded by Quakers who arrived in the early 1700s searching for land where they could grow tobacco and corn. One of the very early land owners in the Sandy Spring area was Richard Snowden, who patented (purchased) the 1,000 acre "Snowden's Manor" in 1715. Snowden gradually enlarged his property with additional land purchases over the next few decades until it was surveyed at over 9,000 acres as "Snowden's Manor Enlarged" in 1743. Another important early landowner, Major John Bradford, had patented over 2,000 acres in the Sandy Spring area by 1720, including "Charley Forest", "Charley Forest Enlarged", "Higham", and "Discovery. " Bradford sold off large parts of these properties, but Snowden's son-in-law, James Brooke, later bought up the original Charley Forest land as well as other land in the area, eventually owning over 22,000 acres by the 1760s. The Quakers built their meeting house in 1817 near a fresh-water spring which gave its name to the community. In the late 19th century the community started a local school called the Sherwood Academy. This school was turned over to the Montgomery County Government in 1906 to become Sherwood High School, that county's third public high school. A Quaker school, Sandy Spring Friends School, was established in 1961. The United States Census Bureau combines Sandy Spring with the nearby community of Ashton to form the census-designated place of Ashton-Sandy Spring, and all census data are tabulated for this combined entity.