Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Spring Gap is an unincorporated community in Allegany County, Maryland, United States. Spring Gap is located in the Potomac Valley along the Chesapeake and Ohio (C&O) Canal at mile marker 173 where it meets with the Spring Gap Recreational Area. This park offers camping sites and a place to relax for hiker-bikers of the C&O tow path. In additional, the park is easy to access by car and proves canoe access to the Potomac River. The Spring Gap Recreation Area is a popular location to pick-up, drop-off, or park when hiking or biking the C&O canel tow path to or from Cumberland, Maryland. Some of the best fishing in the Potomac River is in the section from Spring Gap to Hancock. Running nearby the C&O canel is the CSX main rail line to Cumberland and Route 51.