Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Marblehead is a town in Essex County, Massachusetts, United States. The population was 20,377 at the 2000 census. It is home to the Marblehead Neck Wildlife Sanctuary and Devereux Beach. A town with roots in both commercial fishing and yachting, locals purport that Marblehead is both the birthplace of the American Navy and a yachting capital of the United States, although Beverly is still a notable rival to Marblehead with the title of being the birthplace of the U.S. Navy.