Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Melrose is a city located in the Greater Boston metropolitan area and Middlesex County, Massachusetts. The population was 26,708 in the 2008 population estimate from the U.S. Census Bureau. It is located approximately seven miles north of Boston and is situated in the center of the triangle created by Interstate 93, 95 and US Route 1. The land that comprises Melrose was first explored in 1628 and was once part of Charlestown and then Malden. It became the Town of Melrose in 1845 and then the City of Melrose in 1900.