Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Merrimac is a town in Essex County, Massachusetts, United States, and on the southeastern border of New Hampshire, approximately 34 miles (55 km) northeast of Boston. It is situated along the north bank of the Merrimack River in the Merrimack Valley. The population was 6,504 in 2008. Historically a manufacturing center, it has long since become a largely residential community. It is part of the Greater Boston metropolitan area.