Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Newton Lower Falls, Massachusetts is a village of Newton, Massachusetts, on the Charles River. The commercial area extends across the river into Wellesley, Massachusetts, where it is known as Wellesley Lower Falls, where a majority of the retail businesses are. The Charles River drops 18 feet over less than a quarter mile at Lower Falls. A series of three small dams with fish ladders are located along the drop. The primary roads through the village of Lower Falls are Grove Street, Washington Street (Route 16), and Concord Street. The area is now a suburban neighborhood centered on the park at the old Hamilton elementary school, and bordered on the northwest by the Charles River and the Leo J. Martin public golf course.