Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
North Amherst is a census-designated place (CDP) in the town of Amherst in Hampshire County, Massachusetts, United States. The population was 6,019 at the 2000 census. It is part of the Springfield, Massachusetts Metropolitan Statistical Area. There are several large apartment complexes in North Amherst, housing mostly students of the University of Massachusetts, Amherst along with low-income families (Graduate Students). Apart from these housing developments, North Amherst also sports many beautiful old houses, and is on the National Register of Historic Places. The Village is said to be an excellently-preserved example of a 19th-century farm community. North Amherst is also home to a large majority of Amherst middle income families as the main street (East Pleasant Street) has many housing developments built off of it. This includes "Grantwood" which is the largest neighborhood/development in Amherst. Cushman Village also resides in North Amherst. This small section of the area is unique as the roads turn back into each other unlike the square roads off East Pleasant Street. Cushman Village has many historical homes and is also located near the Cushman Common and the Cushman Store.