Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
North Andover is a town in Essex County, Massachusetts, United States. The population was 27,202 at the 2000 census. North Andover is the nominal home of Merrimack College, a private, Catholic four-year college (though the college has expanded into Andover as well). From 1646 to her death in 1672, North Andover was the home of America's first published poet, Anne Dudley Bradstreet and her family.