Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Shelburne Falls is a census-designated place (CDP) in the towns of Shelburne and Buckland in Franklin County, Massachusetts, United States. The population was 1,951 at the 2000 census. It is part of the Springfield, Massachusetts Metropolitan Statistical Area. Notable features include the Bridge of Flowers, a former trolley bridge over the Deerfield River that is now maintained by the Shelburne Falls Women's Club as a floral display from April through October; and the glacial potholes of the Deerfield River. Bill and Camille Cosby are well known and admired residents of the area, though they keep a relatively low profile. The downtown is alive and well, including an independently-owned pharmacy with a soda fountain, one coffeeshop, several restaurants, two pizza joints, a bookstore, a newsstand, a grocery store, a natural foods store, and the candlepin Shelburne Falls Bowling Alley. A community newspaper, the West County Independent, serves Shelburne Falls and the surrounding towns. On the Shelburne side of town is the Buckland-Shelburne Elementary School, with over 200 students.