Health care law encompasses the laws and regulations governing hospital and health care administration, and an understanding of health care insurance is integral to it. There are significant differences in the types and amount of coverage provided by various private insurance policies, such as HMOs, PPOs, disability insurance, and hospital indemnity insurance, just as there are important differences in the cost to the purchasers of health insurance. There are also public health care insurance programs. Elderly and disabled persons may be eligible for coverage through the federal Medicare program. The joint state-federal Medicaid program helps certain individuals, including disabled persons and low-income elderly persons, pay for long-term care and in-home health care.
Swampscott is a town in Essex County, Massachusetts, United States located 12 miles up the coast from Boston in an area known as the North Shore. The population was 14,565 at the 2007 census. A former summer resort on Massachusetts Bay, Swampscott is today an affluent residential community which includes the village of Beach Bluff, as well as part of the neighborhood of Clifton. The town is home to Marian Court College. As of 2008 it was one of the top twenty wealthiest towns in Massachusetts.